Real-time verification

Check your coverage before your visit.

Enter your insurance details and we'll ask your payer directly what your plan covers — deductible, out-of-pocket, copays and coinsurance — and give you a PDF you can keep. It usually takes a few seconds.

Sent straight to your insurer
Not stored after your check
Downloadable PDF summary

Have your insurance card handy?

Upload a photo or PDF and we'll fill in the fields below for you to confirm.

Upload card

Reading your card…

Your insurance

Insurance company

Searches Stedi's full payer network as you type.

Member ID Include any letters — leading zeros matter.

Policyholder

First name

Last name

Date of birth Optional for most payers.

Enter the name exactly as it appears on the card, including punctuation. Payers match on it and will reject a near miss.

Patient — if not the policyholder

First name

Last name

Date of birth

Leave blank if you are the policyholder. Some plans require the dependent's details before they will answer.

What is this check for?

Pick everything that applies — your payer returns benefits for each one in a single check.

General

Health plan coverage (deductible, out-of-pocket)

Fertility & reproductive health

Infertility treatment In-vitro fertilization (IVF) Fertility preservation Family planning

OB/GYN & pregnancy

OB/GYN care Gynecology Obstetrics Pregnancy & maternity care

Specialist & diagnostic

Specialist consultation Specialist visit -- new concern Specialist visit -- routine/preventive Lab tests Screening lab tests Diagnostic testing

Medication

Prescription drug coverage Pharmacy -- retail Pharmacy -- mail order

Mental health

Mental health Psychotherapy

Other

Dental care Vision (optometry) Hospitalization

Your details go to your insurer for this check and are not kept afterwards.

Benefits data retrieved from the payer through the Stedi healthcare network.

A response reflects what the payer reported at the time of the check. It is not a guarantee of payment — confirm before rendering service.